Live Comparison Tool
Compare All 8 ISO 20022 Coins
ISO integration scores, AI verdicts, live prices, TPS, finality, and fees for all 8 coins. Sortable by what matters to you. Prices update every 2 minutes.
Fastest TPS
HBAR
10,000
3-5 seconds finality
Most Adopted
XRP
$86.0B
by market cap and live deployment
Best ISO Integration
QNT
8/10
ISO integration score
| Coin | Market Cap | Price | 24h | 7d | TPS | Finality | Fee Tier | ISO Score | Partners | Verdict |
|---|---|---|---|---|---|---|---|---|---|---|
| XRP | $86.02B | $1.39 | -1.13% | -4.57% | 1,500 | 3-5 seconds | Negligible | 7/10 | 4 | |
| ADA | $9.30B | $0.2513 | -0.74% | -10.05% | 250 | 20 seconds | Low | 3/10 | 4 | |
| XLM | $5.01B | $0.1496 | -0.62% | -10.76% | 1,000 | 3-5 seconds | Negligible | 6/10 | 4 | |
| HBAR | $3.89B | $0.0897 | -1.48% | -7.03% | 10,000 | 3-5 seconds | Negligible | 6/10 | 5 | |
| QNT | $1.10B | $75.71 | -4.88% | +2.22% | N/A (layer 0) | Depends on connected chain | Variable | 8/10 | 4 | |
| ALGO | $960.07M | $0.1076 | -1.93% | -14.72% | 10,000 | 3.3 seconds | Very Low | 5/10 | 4 | |
| XDC | $612.26M | $0.0307 | -2.82% | +1.69% | 2,000 | 2 seconds | Very Low | 6/10 | 4 | |
| IOTA | $244.10M | $0.0549 | -1.72% | -14.36% | 1,000 | 10 seconds | Negligible | 4/10 | 4 |
Prices: live every 2 minutes. ISO scores: reviewed quarterly. AI verdicts: refreshed monthly. Click any row to expand.
Frequently Asked Questions
Which ISO 20022 coin has the fastest TPS?
ALGO (Algorand) and HBAR (Hedera) both achieve 10,000 TPS. XDC reaches 2,000 TPS with 2-second finality, the fastest to final settlement. XRP handles 1,500 TPS with 3-5 second finality and leads in live cross-border payment deployments today.
What is the difference between ISO 20022 compliant and native?
Compliant means the network can process or translate ISO 20022 messages. Native means the protocol was built from the ground up for the standard. XRP, XLM, and HBAR have native ISO 20022 involvement through the Registration Management Group (RMG).
Which ISO 20022 coin has the lowest fees?
XRP, XLM, and HBAR charge fractions of a cent per transaction. IOTA is completely feeless. XDC and ALGO are very low. QNT fees depend on the underlying chain connected through Overledger middleware.
Is XRP the best ISO 20022 coin?
XRP is the most widely deployed for live payments. QNT leads in technical ISO 20022 integration. HBAR leads in enterprise governance. The answer depends on whether you weight adoption, regulatory clarity, technical depth, or fee structure.
How many coins are ISO 20022 compatible?
The 8 most widely cited: XRP, XLM, HBAR, XDC, ALGO, IOTA, QNT, and ADA. These were identified by the ISO 20022 RMG or have confirmed technical integration with ISO 20022 payment infrastructure.
ISO 20022 Adoption Timeline
SWIFT and Fedwire are live. See which corridors go next and which coins are positioned for the wave.
Head-to-Head Comparisons
Still deciding between two coins? Get a full AI breakdown by adoption, fees, regulatory status, and technical depth.
Methodology: Prices and market data from CoinGecko, refreshed every 2 minutes. TPS, finality, fee tier, and partnership data sourced from official project documentation and reviewed quarterly. AI verdicts generated monthly by gpt-4.1-nano and cached. ISO integration scores weight six factors (speed, adoption, developer activity, regulatory clarity, market strength, ISO integration depth, each 1-10). Volatility is the 30-day annualized standard deviation of daily log returns. This is not financial advice.