ALGO CBDC Module

Algorand's role in the ISO 20022 coin lists is stablecoin infrastructure and CBDC experiments. Its Pure Proof of Stake consensus uses verifiable random functions and cryptographic sortition to select participants, with staked tokens staying in the holder's own wallet. Algorand's developer documentation does not state a fixed TPS: it cites 58,888 transactions in a single block in December 2022 and over 5,000 TPS sustained across 100+ blocks in a May 2024 community stress test, and its staking page puts block finalization at every 2.8 seconds. The minimum transaction fee is 0.001 Algo.

On CBDCs, the one verifiable data point is that Sweden's Riksbank tested Algorand for the decentralized design in a retail CBDC climate-impact study, as the Foundation summarized in July 2024. On the payments side, HesabPay, an Algorand-powered digital payment platform in Afghanistan, is the network's most visible humanitarian use case: the Foundation reports that more than a million people received assistance through it in 2025, including cash support from the UN World Food Programme, UNHCR, and the World Bank, and The New York Times highlighted it in January 2026. Brale announced an Algorand integration for regulated stablecoin issuance in January 2026, and Kraken announced USDC deposit and withdrawal support.

Algorand is not an ISO 20022 RMG member, and this site's health scoring puts ISO integration at 3/10, in the bottom group of the eight coins tracked here. The Algorand profile found no primary source in which the Foundation claims ISO 20022 certification or a specific ISO 20022 messaging product. What is not proven is a central bank issuing a national currency at production scale on Algorand.