Overledger
Crypto ProtocolOverledger is Quant Network's blockchain interoperability platform that connects multiple blockchains and SWIFT via a single API, with QNT as the utility token.
Overledger acts as a universal translation layer between different blockchain networks (Ethereum, Bitcoin, XRPL, Hyperledger) and legacy financial infrastructure (SWIFT, ISO 20022). Enterprises integrate once with Overledger's API and gain the ability to write transactions across any connected network without managing individual blockchain clients.
QNT tokens are required to pay for Overledger API usage — each API call consumes a metered quantity of QNT, creating direct token utility that scales with platform usage. This is a fee-burn/utility model distinct from most crypto tokens: QNT has a defined utility function with provable demand from platform transactions.
Live integrations include Lloyds Banking Group (Project Meridian), Standard Chartered (via SBI Holdings), the Bank of England's RTGS Renewal, and UK CBDC (Digital Pound) sandbox infrastructure. Quant Network is an active member of the ISO 20022 Standards Evaluation Group, which formally positions QNT within the ISO 20022 infrastructure ecosystem.
Crypto Relevance
QNT's investment thesis is entirely infrastructure-driven: if Overledger becomes the standard enterprise interoperability layer (analogous to how SWIFT is the standard messaging network), QNT token demand scales linearly with transaction volume.
Get the institutional context, investment implications, and common misconceptions about Overledger, written by AI for ISO 20022 investors.
Unlock AI Deep Analysis
Is this target realistic? Get the data — historical precedent, risk factors, and what it would take.
Free forever. Weekly brief only. Unsubscribe in one click.
Join ISO 20022 investorsRelated Terms
QNT Interoperability Module
QNT's designated role in ISO 20022 is as the enterprise blockchain interoperability layer, connecting SWIFT, Ethereum, and other networks via Overledger.
SWIFT
SWIFT is the messaging network connecting 11,000+ financial institutions in 200+ countries for cross-border payments, currently completing its ISO 20022 migration.
CBPR+
CBPR+ is the SWIFT-governed ISO 20022 standard that all banks must adopt for cross-border payments, replacing the legacy MT message suite.
Related Tools
Sources
Last reviewed: 2026-05-17